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Get the most out of Googain’s blog! We are constantly updating with fresh news about the latest Programs offered at Googain. PLUS, we offer in-depth industry Knowledge, Strategy, Tips, and …
Co-Mortgagors, Co-signers, Co-Purchasers, Contracts, and Conveyance
One the most asked questions is regarding co-mortgagors (co-borrowers), co-signers, and co-purchasers when it comes to the mortgage and closing process. It is important to understand that co-mortgagors, co-signers, and …
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Insurance for Condominium Projects
Condo projects present a unique situation when it comes to insurance on the unit being financed, as well as on the project itself. Due to the legal structure of condos, all …
Condos and PUDs
In real estate, there are four types of projects for properties. These are: Single Family (not in a project); Planned Unit Development (“PUD”) Projects; Condominium (“Condo”) Projects; and Co-operative (“Co-op”) Projects. …
Credit Overview
Credit Reports are an integral part of the mortgage lending process. However, when reviewing a credit report, there are important pieces of information that will have a direct impact on …
Declining Income
When reviewing a file, there are occasions where a borrower has declining income. While declining income is not ideal, it may not represent an insurmountable problem during the loan approval process. …
Googain, Inc. Announces Expansion into the North Carolina State Market
SUNNYVALE, California – August 29, 2022 – Googain, Inc., a recent winner of the 2022 ICE Mortgage Technology™ award, has announced that as part of their continued growth, the company …
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Retirement Income
Retirement Income for borrowers can take many forms. Borrowers can receive income from a variety of sources including government benefits; public pensions; private pensions; and other source of income. Each …