Did you know? Now is the perfect time to cash-out refinance!

According to Black Knight’s data, about 45 million mortgage holders have excess equity, and half of them have rates higher than 4.25% (while the current average rate on 30-year fixed is at ~3.6%). Most borrowers have top credit scores, meaning that they are missing out by not refinancing right now. Don’t let this opportunity pass you by!


Homeowners are sitting on a record amount of cash, but they’re not really tapping it
“The combination of rising home prices and falling mortgage rates has U.S. homeowners sitting on a veritable fortune in home equity. The collective amount of money borrowers could pull out of their homes, while still retaining 20% equity, hit a record $6.3 trillion in the second quarter of this year, according to a new reading from Black Knight, a mortgage data, technology and analytics company.”